Fi Money: Save, Pay & Invest

3.9
2.3L reviews
1Cr+
Downloads
Content rating
Everyone
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About this app

Open a zero-balance Savings Account online in under 3 mins! As a money management platform, Fi Money is the perfect solution for all your financial needs. The only money management app you need. Via Fi you can open a savings account online, track your expenses, maximise your savings, apply for instant personal loan, apply for credit card online, automate UPI payment online, invest in Mutual Funds & build your wealth! Fi got you covered for everything!💯

Get a sleek VISA Debit Card & Credit Card with zero FOREX charges. Powered by cutting-edge tech, connect your other savings accounts to Fi to view a combined balance.

Why Try Fi?
✓Money insured up to ₹5 lakh✨
✓No minimum balance🤘🏽
✓Zero FOREX markup 📈
✓No hidden fees ⚖️
✓Withdraw from any ATM 💳
✓24/7 Friendly customer support ☎️

🔥FEATURES🔥

Make sense of your personal finance instantly
- Open a new digital zero balance savings account via Fi in minutes
- Use Ask Fi, your intuitive personal finance assistant and get simple answers 🔍
- Fi encourages you to build better money habits & manage money online 🌱
- Fi’s Smart Statements tell you just what you need to know — in plain English.

Get rewarded for saving money
- FIT Rules: Set fun rules that automatically save for you.
- SIP 2.0: Automate investments and transfer money into Mutual Funds on a daily, weekly or monthly basis 🤝
- Use Fi regularly to make smart financial decisions, get credit card solutions, send UPI payments online, get instant loan, grow your wealth & earn curated rewards 🌟
- Money doesn’t grow on trees, but on Fi Money, you discover the joy of growing ‘Money-Plants’ 🌱

You spend smarter, not lesser
- Create AutoSave, AutoPay & AutoInvest rules as you go.
- Smart Deposit: A flexible way to save — designed around you & your goals 🏆
- Instant money transfer: Fi Protocol works out the best mode with zero transaction charges ⚡️
- Fi auto-creates a unique UPI ID for you! Set a secure PIN to send/receive payments via BHIM UPI.

Safe & Secure
• Our licensed partner bank hosts every Digital Savings Account & Visa Debit Card.
• The funds in your zero balance account remain insured up to ₹5 lakh as per the Deposit Insurance and Credit Guarantee Corporation (DICGC

Get Instant Personal Loan
• Fi offers instant personal loan with low interest rate
• Entire personal loan application process with Fi is conducted online
• Fi offers personalized instant loan repayment plans

Meet AmpliFi Credit Card
• Most Rewarding credit card with 3% return on top 20+ brands
• 0 Forex charges, welcome gifts from top brands like zomato, myntra
• Convert Fi coins to money ( 100 Fi coins = ₹3 )

FAQs❓
What is the minimum amount to open a Fixed Deposit Account?
The minimum FD opening amount is ₹1,000.

What happens if your debit card or credit card is stolen or gets lost?
We can send you a new card while you block your current card through the app.

What is the difference between Fixed Deposit and Smart Deposit?
Smart Deposit is best for short-term goals. FD is better for long-term goals.

Who are the lenders on Fi app?
Federal Bank, a licensed and regulated entity, is one among the current lenders on Fi app.

What is the minimum and maximum period for repayment of personal loans?
The minimum period for personal loan repayment is 3 months and the maximum is 48 months.

What is the maximum Annual Percentage Rate (APR), which generally includes the interest rate, fees and other costs for a year, or similar other rates that are calculated consistently?
This ranges from 11 to 50%, depending on a number of factors such as the principal amount, return on investment, processing fee, and the tenure of the loan.

What is a representative example of the total cost of the loan, including the principal and all applicable fees? A loan for ₹3 lakh, taken for 18 months at an interest rate of 12% and a processing fee of 2% (not including GST) will cost the borrower about ₹36,000 all inclusive.
Updated on
15 Mar 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 2 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
2.29L reviews
Amedh Pohad
27 February 2024
I've been eagerly anticipating the Deposit edit feature in the Net Worth section for about 6 months now. However, in this update, they completely ruined it. Instead of adding the feature, they deleted the existing deposits from the Net Worth, and now it's impossible to create or add new ones. Clicking the plus button on the deposit doesn't help, the button is unresponsive. Plus it's frustrating to see the app deteriorate day by day with so much clutter everywhere.
241 people found this review helpful
epiFi Technologies Private Limited
27 February 2024
Hey Amedh, We thank you for taking the time to leave a detailed feedback on the app experience. This is really valuable to us to help improve the overall experience. Our team has taken note of this and will surely work to make the necessary tweaks and updates going forward. Appreciate your interest!
Vikas Ghai
12 March 2024
worst customer support. I opened an account with them two years ago, but on the 3rd of February, they suddenly froze my account. I have been contacting them every 2-3 days, and it was only on the 19th of February that they finally provided me information about the reason behind the account freeze. i found that information was incorrect. They have been utterly unhelpful throughout this ordeal. and my acoount is still frozen.
52 people found this review helpful
epiFi Technologies Private Limited
12 March 2024
Hey Vikas, We understand your concern here but as checked, we see that your account is frozen due to an LEA complaint. We have shared all the information we have regarding your complaint and there's not much else we can do here. Alternatively, you can reach out to the nearest cyber crime police station in your residential city for more assistance.
rupesh kumar
8 March 2024
Avoid installing this fi money banking app – it's the worst I've encountered. Despite promising zero forex charges, if you spend a significant amount internationally, they will freeze your account with no prior notice and any actual reasons and also without crediting forex refund . Using this app becomes pointless when your account remains frozen even after providing all details through phone calls and emails. A truly awful experience.
11 people found this review helpful
epiFi Technologies Private Limited
8 March 2024
Hey Rupesh, We understand your concern, and we would like to help you out here. This is not the kind of service we wish to provide our users. Please be assured that the issue is already highlighted to the team on priority, and we will reach out to you with an update at the earliest. Your patience is greatly appreciated!